Pension age
A full old-age pension in Greece is paid at 67 years of age, with at least 15 years of insurance. A reduced pension is possible at 62 years of age, with a permanent reduction. This page sets out both ages, and which part of the pension the reduction actually touches.
A full pension at 67 years
A full old-age pension is paid from age 67 years, with at least 15 years of insurance. This condition is the same for men and women, since the equalisation of the two ages was completed.
A reduced pension from 62 years
A reduced pension is possible from age 62 years, with at least 15 years of insurance, at a permanent reduction of 0,500 % for every month short of 67 years — 6 % a year, capped at 30 %.
The reduction touches only one of the pension's two halves.
This reduction applies ONLY to the national pension. e-ΕΦΚΑ states it plainly: the contributory pension "is granted according to its own calculation rules, without reduction" — it is paid in full, with no penalty at all for claiming early.
No route on insurance years alone
There is no way to qualify on insurance years alone, at any age.
Greek law provides no route to an old-age pension on insurance years alone, regardless of age: every route — the 67-year full pension, the 62-year/40-year full pension, and the 62-year reduced pension — carries an age condition.
The age condition doesn’t set the amount
Meeting the age condition makes you eligible — it doesn’t say how much you would receive. See how the pension is calculated for the two halves that decide the final amount, or the overview for the ceiling and the uprating rule.